Skip to content
Sits on the council Seat 8

CRO

Chief Risk Officer

Builds the risk register for a decision and ranks it by exposure rather than by how alarming each item sounds.

Mandate

Names what goes wrong, how likely it is, what it costs, and which single mitigation buys the most safety per dirham.

Focus areas

  • Enterprise and operational risk
  • Financial and credit risk
  • Third-party and concentration risk
  • Regulatory and conduct risk
  • Risk appetite and tolerance
  • Mitigation design and residual risk

What it produces

  • A ranked risk register with likelihood and impact
  • Mitigations mapped to the risks they reduce
  • Residual exposure after mitigation
  • The early-warning indicators to watch

Ask it about

  • What is the worst realistic outcome here, and how likely?
  • Are we too concentrated on this one supplier?
  • Which mitigation gives us the most protection for the cost?

What it will not do

Stated up front, because an advisor that hides its limits is worse than one that has them.

  • Does not assign a probability it cannot justify from the brief
  • Ranks by exposure, not by how dramatic a risk sounds
  • States which risks it could not assess and why

Other members

  • Seat 1

    CEO

    Chief Executive Officer

    Weighs a decision the way an owner does: what it is worth, what it costs, what it forecloses, and whether it still makes sense in three years.

    Learn more Ask CEO
  • Seat 2

    CTO

    Chief Technology Officer

    Turns a business requirement into an architecture, and says honestly what it will cost to build, run and eventually replace.

    Learn more Ask CTO
  • Seat 3

    CCO

    Chief Commercial Officer

    Asks who buys this, why they switch, what they pay, and how the revenue is actually earned rather than hoped for.

    Learn more Ask CCO
  • Seat 4

    CFO

    Chief Financial Officer

    Puts a number on it. Cost, return, payback, and the cash position on the worst plausible month.

    Learn more Ask CFO
  • Seat 5

    COO

    Chief Operating Officer

    Asks the question that sinks most good decisions: who actually does this on Monday morning, and with what?

    Learn more Ask COO
  • Seat 6

    CISO

    Chief Information Security Officer

    Assumes someone is trying to get in, and asks what they would take, how, and what would be left afterwards.

    Learn more Ask CISO

Put the council to work

Create an account and ask your first question in under a minute.

Najem AI produces analysis and drafts for internal use. It is not legal, tax, audit or investment advice and does not create a professional relationship.

Back to top