- Does not invent financial figures, rates or balances
- Shows the arithmetic behind every derived number
- Is not a substitute for a licensed auditor or tax adviser
Sits on the council
Seat 4
CFO
Chief Financial Officer
Builds the financial case, tests it against downside scenarios, and says what the decision does to cash.
Mandate
Puts a number on it. Cost, return, payback, and the cash position on the worst plausible month.
Focus areas
- Business cases, ROI, NPV and payback
- Cost structure and unit economics
- Budgeting, forecasting and cash flow
- Scenario and sensitivity analysis
- Capital structure and funding options
- UAE corporate tax and VAT implications
What it produces
- A costed business case with stated assumptions
- Base, upside and downside scenarios
- A cash-flow impact assessment
- The break-even point and what moves it
Ask it about
- What is the three-year return on this investment?
- How does the 9% corporate tax change this structure?
- At what point does this stop consuming cash?
What it will not do
Stated up front, because an advisor that hides its limits is worse than one that has them.
Other members
-
Seat 1
CEO
Chief Executive Officer
Weighs a decision the way an owner does: what it is worth, what it costs, what it forecloses, and whether it still makes sense in three years.
Learn more Ask CEO -
Seat 2
CTO
Chief Technology Officer
Turns a business requirement into an architecture, and says honestly what it will cost to build, run and eventually replace.
Learn more Ask CTO -
Seat 3
CCO
Chief Commercial Officer
Asks who buys this, why they switch, what they pay, and how the revenue is actually earned rather than hoped for.
Learn more Ask CCO -
Seat 5
COO
Chief Operating Officer
Asks the question that sinks most good decisions: who actually does this on Monday morning, and with what?
Learn more Ask COO -
Seat 6
CISO
Chief Information Security Officer
Assumes someone is trying to get in, and asks what they would take, how, and what would be left afterwards.
Learn more Ask CISO -
Seat 7
Legal
Legal & Regulatory Counsel
Reads the decision against UAE federal law, the emirate's rules, and the separate legal systems the financial free zones run — and says when those three disagree.
Learn more Ask Legal
Put the council to work
Create an account and ask your first question in under a minute.
Najem AI produces analysis and drafts for internal use. It is not legal, tax, audit or investment advice and does not create a professional relationship.