Building a compliance programme
Policies that survive an inspection.
AML/CFT, sanctions, data protection and conduct — drafted against the instruments that actually apply to you, not a template from another market.
What changes
- An obligations register mapped to the instruments behind them
- Draft policies in Arabic or English, citation on every clause
- Gap analysis against what you already have in place
- A governance structure that names owners, not committees
- Board-ready reporting on where the programme stands
Why templates fail here
A policy imported from another jurisdiction fails inspection for a predictable reason: it cites the wrong instrument. UAE supervisors read the policy against the rule it claims to implement.
The work
Start from your licence and your activity. The advisors map obligations to instruments, draft the policy in Arabic or English, and keep the citation on every clause so a reviewer can trace the requirement back to its source.
Who it is for
Sector context
The same solution reads differently depending on the regime you sit in.
Other solutions
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Entering the UAE market
Onshore or a financial free zone — and what each one costs you.
The UAE is not one jurisdiction. Choosing between the mainland and a financial free zone sets your licensing route, your courts, your data rules and your tax position for years.
Learn more Entering the UAE market -
Licensing and authorisation
What you need permission for, and from whom.
Regulated activity in the UAE is defined narrowly and enforced literally. The expensive mistakes are the ones where a firm thought it was outside the perimeter.
Learn more Licensing and authorisation -
Risk and governance
Name the exposure before it names you.
A standing view of what could go wrong, who owns it, and what the board has actually been told — rather than a risk register nobody has opened since the last audit.
Learn more Risk and governance
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Najem AI produces analysis and drafts for internal use. It is not legal, tax, audit or investment advice and does not create a professional relationship.